Thought I'd give you guys a sit-rep of what I am engaged in. Remember, I just started in late September. It all started when I was wanting a new video card for my gaming PC and started research on them.
Crypto Currency Mining and Staking
-- Currently I have 3 NVIDIA 1060-6 Gb cards as of today they are cranking out 15 dollars US/day (in bitcoin currency).
-- I used to mine with my CPU as well, but now I am doing what is called Proof of Staking (POS); that is, being a holder of a POS crypto coin and maintaining a node for the coin's block chain, this uses my CPU and some hard drive and not the video cards. (about 3 dollars US a day).
-- currently building a dedicated mining rig (imagine a motherboard with 6+ GPUs connected to it).
Online Investing/Wild West Speculating
-- Lots of legitimate exchanges online now for cryptocurrencies. I am on two, the biggest one is BITTREX, the other is Canadian and smaller.
-- high risk - high reward scenario in play here.
Currently it is just a passionate hobby that miracles of miracles, pays off some and warms my house (OK really just one room, but it's only 3 GPUs at the moment) in the cold Canadian winter.
From a monetary position, Mining ROI is like 100 days on a video card purchase (with the other 265 days of the year as profit) and is pretty much a sure bet. POS is more like 30% return Annually, also a sure bet.
Buying and holding Crypto Coins.... well, it's a wild-west market out there.