GrogHeads Forum

IRL (In Real Life) => Enigmas of the Mystical => Topic started by: steve58 on June 10, 2022, 05:09:14 PM

Title: Insurance company has to pay woman who got a STD in an insured vehicle???
Post by: steve58 on June 10, 2022, 05:09:14 PM
Unfriggin believable.   :idiot2:

Quote
A woman in Missouri won $5.2 million in a settlement with Geico after she contracted a sexually transmitted disease.

The woman said she contracted Human papillomavirus (HPV) while having sexual intercourse inside a vehicle insured by Geico, and the company quickly found a petition for payout from the unnamed woman.

She alleged that because her partner failed to take proper precautions and infected her inside the insured car, her HPV infection should be covered by the policy.

https://www.foxbusiness.com/economy/geico-std-lawsuit-settlement-car

Title: Re: Insurance company has to pay woman who got a STD in an insured vehicle???
Post by: Jarhead0331 on June 10, 2022, 05:28:50 PM
I seriously question the accuracy of this. For instance, saying that a woman "won" $5.2 million in a "settlement" is an oxymoron. I'm assuming the result has more to do with procedural or technical nuance, like a wrongful disclaimer by the insurer or its failure to participate in the defense of the claim. The woman would not have a direct claim against the tortfeasor's insurer. Her claim would be against the guy who gave her the STD and then only he could assert a claim against Geico for wrongful or bad faith denial of coverage.

It's just too silly for me look into and research at the moment, but a closer look is probably warranted.
Title: Re: Insurance company has to pay woman who got a STD in an insured vehicle???
Post by: Gusington on June 10, 2022, 06:19:52 PM
I wonder if this case is covered in Lexis/Nexis hahaha
Title: Re: Insurance company has to pay woman who got a STD in an insured vehicle???
Post by: Uberhaus on June 10, 2022, 07:11:08 PM
And I only thought he'd be carrying salmonella.

Title: Re: Insurance company has to pay woman who got a STD in an insured vehicle???
Post by: Gusington on June 10, 2022, 07:23:00 PM
 ;D
Title: Re: Insurance company has to pay woman who got a STD in an insured vehicle???
Post by: bobarossa on June 10, 2022, 08:42:35 PM
Makes more sense after reading more.  She was 'injured' in her partners vehicle that was insured by GEICO.  Court ruled that company didn't bother to defend their client and they have no right to appeal at this point!